Nevada attorney Lennie Ann Alzate, Esq. has been practicing bankruptcy law for more than a decade.
As a Las Vegas bankruptcy lawyer, Ms. Alzate tirelessly works to determine if a bankruptcy case is the best way forward for you and – if so – how to go through the bankruptcy process as quickly and painlessly as possible with the aim of preserving your assets and extinguishing your debt.
Ms. Alzate has years of experience in all types of bankruptcy filings, including:
- Chapter 7 bankruptcy: This gives individual filers facing overwhelming debt a “fresh start” that can greatly reduce or eliminate medical bills and credit card debt while avoiding wage garnishments.
- Chapter 11 bankruptcy/commercial bankruptcy: This allows companies no matter their financial situation to continue operating while implementing a reorganization and payment plan.
- Chapter 13 bankruptcy: This allows income-earning individuals to avoid home foreclosure and vehicle repossession by lien-holding creditors through a three- or five-year repayment plan.
Ms. Alzate also holds a psychology degree from the University of Nevada, Las Vegas. She earned her Certificate of Global Legal Studies after studying comparative law at the Zhejiang University Guanghua College of Law in China. And she also graduated from the Judge Advocate General’s Legal Center and School.
The role of a bankruptcy attorney in Nevada
Bankruptcy attorneys provide the following services:
- Analyzing your financial situation to help you determine whether filing for bankruptcy is in your best interest.
- Explaining which type of bankruptcy is most in line with your short- and long-term goals.
- Handling all the paperwork and forms, from initial filing to the final discharge, and keeping you informed of your case status every step of the way.
- Communicating with the case trustee and creditors on your behalf, and appearing in court on your behalf for all required hearings and creditors meetings.
- Orchestrating a plan that allows you to keep as many of your assets as possible while eliminating as much debt as possible.
In short, bankruptcy attorneys handle the entire process from beginning to end so that you can concentrate on moving on with your life.
(Note that such debts involving alimony, child support, tax debts, and student loans are usually not dischargeable in bankruptcy court. But it may be possible to get a loan modification.)
Do I need a bankruptcy attorney?
It is highly advisable that you retain a bankruptcy attorney to file on your behalf and manage your case. The paperwork involved is extremely confusing and technical, and experienced attorneys know how to get the process right on the first try.
Plus, the entire process is very time-consuming and taxing, and many people simply lack the time and energy to bring their own case while carrying on with their daily lives. Attorneys take care of all the heavy-lifting so you can begin to move on and rebuild your nest egg.
In addition, a bankruptcy attorney serves as your zealous advocate in what can be a very adversarial, demoralizing situation. By having a lawyer, you have a skilled practitioner fighting for your rights and best interests, undaunted by demanding creditors, impatient judges, and intimidating case trustees.
Finally, bankruptcy attorneys know how to work the system so that by the end of the case, you have retained as much of your savings and property as possible while your creditors get as little as possible – if anything. Non-attorneys who represent themselves often end up with less than they are entitled to because they are unfamiliar with all the ways to safeguard their assets.
How much do bankruptcy attorneys cost?
Typically bankruptcy attorneys take a flat retainer fee upfront that covers the whole case, start to finish. But most attorneys offer payment plans that can be paid in monthly installments.
The price of hiring a bankruptcy lawyer depends on the complexity of the case and the amount of paperwork and court hearings involved. But in any event, bankruptcy attorneys find that the money and assets that they save clients during the court process far exceeds any legal fees their clients pay them.
Contact us for help…
Are you seeking debt relief through bankruptcy protection in Nevada? Contact us today about our consumer bankruptcy, chapter 7 and chapter 13 bankruptcy services. Our law offices provide legal advice in Las Vegas, NV, including Henderson and Summerlin, and throughout the state.
Our Nevada bankruptcy law firm also provides legal services in the practice areas of criminal law and personal injury. And we provide referrals to clients needing legal representation in estate planning, real estate law, and business law.