Every day innocent victims are injured or killed in Nevada auto accidents. Our attorneys can help you to get justice and compensation.
How to file an insurance claim after an accident in Nevada
To file an insurance claim following an accident in Nevada, first call a personal injury attorney to discuss how best to word the claim. Then contact the insurer by phone or submit the claim online. For car accidents involving another driver, be prepared to provide that driver’s name, insurance company, policy number, and driver’s license number if possible. The most important thing is not to admit fault.
At some point an insurance adjuster will be in touch with the claimant about the status of the case.
It is always advised that people contact a Nevada attorney before calling the insurance company.
Following an accident like a car crash or a fire, claimants are understandably shaken up. And they usually do not have the whole story yet. They may think they are at fault when they are not. And they may think they are uninjured when in fact they are.
An attorney will walk through the whole process so that the claimant knows exactly what to tell the insurance company without admitting fault or revealing any more information than necessary. An insurance company’s aim is to pay out as little as possible, so an attorney can help claimants set the stage to maximize their eventual payout.
Claimants should gather all the information available about the accident. Ideally claimants should photograph or videotape the aftermath of the accident as well as collect the names and contact information of any eyewitnesses.
Claimants should also write down everything they remember, including such details as the weather and road conditions (if applicable). Memories fade quickly, and what seems like a minor detail may become important later on in determining fault and eventually money damages.
Every insurance company has a special claims phone number or website where people can submit their claims online. The contact information for some of the larger insurance companies are:
Claim number and website
For car accidents that involve another driver, insurers may ask for the other driver’s:
Insurers will also ask for details of the accident, so claimants should recite what happened with no more specifics than necessary. Claimants should also not admit fault even if they are sure they caused or partially caused the accident: The insurance adjuster’s investigation may bear out that the claimant was in fact a victim.
Every insurer has its own rules depending on the type of accident. For car accidents, it is usually necessary to notify the insurance company. But drivers in a one-car accident with no injuries to other people’s property should not have to contact the insurer if they intend to pay for any repairs themselves.
See our related article, 10 Critical Steps to Take After a Nevada Car Accident.
A former Los Angeles prosecutor, attorney Neil Shouse graduated with honors from UC Berkeley and Harvard Law School (and completed additional graduate studies at MIT). He has been featured on CNN, Good Morning America, Dr Phil, Court TV, The Today Show and Court TV. Mr Shouse has been recognized by the National Trial Lawyers as one of the Top 100 Criminal and Top 100 Civil Attorneys.
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