Dog bite settlements are mutually agreed-upon terms that provide victims compensation for their injuries without having to go to trial. Agreeing to a settlement ends a dog bite lawsuit. Most dog bite cases end with a settlement. In most situations, these settlements happen after months of discussions and evidence gathering. How much a dog bite case is worth will depend on certain factors, including:
- The age of the victim,
- The severity of the injuries,
- Whether there are any long-term injuries or disfigurements, and
- If the dog owner knew of their dog's aggressiveness, but did nothing to stop it.
In this article, our dog bite lawyers explain:
- 1. What is a settlement in a dog bite case?
- 2. What is the settlement process in a dog bite case?
- 3. What are factors that determine how much my case is worth?
- 3.1. Age of the victim
- 3.2. Severity of the bite
- 3.3. Long-term injuries or debilitation
- 3.4. Scarring or disfigurement
- 3.5. Mental or emotional trauma, like a new fear of dogs
- 3.6. The dog owner knew of their pet's aggressive tendencies
- 3.7. Trespassing victims
- 4. How can I maximize the dollar amount of the settlement?
1. What is a settlement in a dog bite case?
In a dog bite case, a settlement is an agreed-upon resolution. The dog's owner or, more often, their homeowner's insurance company agrees to pay compensation to the victim for their damages. The victim, in return, agrees to drop their dog bite case against the owner of the dog.
The compensation that the victim receives is supposed to make them whole, again. It reflects an estimate of the damages that you could have recovered, had you taken the case to trial. It covers the victim's losses from the incident, including their:
- Past medical bills and those that are reasonably anticipated in the future,
- Lost wages,
- Lost earning potential,
- Pain and suffering, and
- Loss of consortium damages for the family of the victim.
In return for this compensation, the victim agrees to drop their case against the dog's owner. The owner likely would have been held strictly liable for their dog's attack. Once the case has been dropped, it cannot be resumed. Accepting a settlement offer permanently ends a dog bite case. If you find out later that the compensation you received was not enough, you cannot resume the lawsuit.
2. What is the settlement process in a dog bite case?
The settlement process in a dog bite case is a series of discussions between the victim and the owner of the dog. It can begin in the first few days after the dog bite happens, and can go right up to the point a jury returns a verdict.
The settlement process often begins when the dog owner's insurance company makes an initial settlement offer. This offer is meant to sound enticing by covering the medical expenses you have already paid. However, it does not cover future medical care or any of your other losses.
If you refuse the initial settlement offer, you can continue the negotiation process by issuing a demand letter to the dog owner or their insurance company. The demand letter tells them about your situation and informs them that you are considering filing a dog bite lawsuit.
If the demand letter does not produce an adequate settlement, the next step in the settlement process is to file the lawsuit. Filing the complaint and serving it on the defendant will trigger the evidence discovery process. Settlement discussions will heat up as evidence gets uncovered. The dog owner or their insurance company may make several other offers as the case moves forward.
Most lawsuits are settled out of court. However, if no adequate offer is made in your dog bite case, it will go to trial. Right before and even during trial, though, lawyers for the dog owner and their insurance company can make settlement offers. These can happen right up to the point where the jury returns their verdict.
3. What are factors that determine how much my case is worth?
While every dog bite case is different, there are some important factors that drive how much a case is worth. These are:
- The age of the victim,
- How bad the bite was,
- Whether there were any long-term physical effects from the dog bite,
- If there will be permanent scarring or disfigurement,
- Long-term emotional or mental effects of the dog bite,
- Any prior attacks by this dog and lack of preventative measures taken by the owner, and
- Whether the victim was trespassing.
When several of these factors are at play, the potential settlement can increase dramatically.1
3.1. Age of the victim
Children who get bitten by dogs are far more likely to recover a larger settlement than adults.2 There are several reasons for this, including:
- Children are less able to defend themselves in a dog attack,
- Adults are more likely to be aware of the dangers than a child is,
- A dog attack can instill a permanent fear of dogs in a child,
- A child is more likely to be mentally scarred from a dog bite than an adult,
- The injuries suffered by a child are more likely to have long-term repercussions, and
- Any disfigurement from the dog bite will have a more profound effect on a child.
3.2. Severity of the bite
Obviously, the severity of the bite will drive any settlement amount. Minor dog bites that do not pierce the skin will not recover the same compensation as a life-threatening dog bite. Some of the most important factors in the severity of the dog bite include:
- Whether the bite pierced the skin or not,
- Nerve damage from the dog bite,
- Blood loss from the attack,
- Any dismemberments suffered from the bite or amputations required to treat it,
- If the bite caused rabies, and
- If the victim will have a physical scar from the dog bite.
3.3. Long-term injuries or debilitation
Dog bites that cause a long-term injury or a permanent debilitation or disability tend to recover larger settlements. These dog bites usually involve lots of medical bills anticipated in the future for ongoing care.
3.4. Scarring or disfigurement
Dog bites that leave permanent scars or disfigurements also tend to lead to higher settlements. Even if these disfigurements are only superficial, they can serve as a constant reminder to the victim of their ordeal. They can also lead to social stigmatization and isolation, especially for children or if the scarring is prominent and difficult to cover up. The emotional distress that this can cause is significant.
3.5. Mental or emotional trauma, like a new fear of dogs
Dog bites often leave victims wary and fearful of dogs. This fear can keep them from enjoying pets and can make it difficult for them to associate with friends or family members who have them.
3.6. The dog owner knew of their pet's aggressive tendencies
The settlement amount can also increase if it was apparent that the dog's owner knew of their pet's dangerous tendencies. The potential for facing punitive damages in a dog bite trial can lead dog owners to offer higher settlements.
3.7. Trespassing victims
Victims who were trespassing are likely to see their settlement offers decrease based on California dog bite law.
Trespassers cannot win a dog bite claim by relying on California's dog bite statute.3 This statute only holds owners strictly liable for biting someone lawfully on the property. Instead, trespassing victims prove that the dog owner's negligence caused their injuries.
Juries are also more likely to hold trespassers partially at fault. Under comparative fault laws, this can lower the compensation awarded in a verdict.
4. How can I maximize the dollar amount of the settlement?
Victims can maximize the dollar amount of a dog bite settlement by doing 2 things:
- Getting full medical care, and
- Hiring a respected dog bite lawyer.
Getting medical care after a dog bite creates a paper trail of your losses. It reduces speculation about your condition and how much treatment would cost. This adds certainty to your case, which can be reflected in the settlement offer.
Hiring a dog bite lawyer can also increase your potential settlement. Insurance companies know which lawyers will accept low settlement offers and which ones will take the case to trial and win a verdict. Finding and hiring a dog bite lawyer that insurance companies fear can push them into offering higher settlement offers to keep the case from going to trial.
Call us for help…
If you have been bitten by a dog, you can use the help of a lawyer to get a settlement that adequately compensates you. Contact our dog bite lawyers today to get started on your case.
See Natalie Martinez, “Dog Bite Settlement is Largest in Illinois History,” NBC Chicago (July 29, 2013) ($1.125 million settlement for 120-pound dog had history of attacks, and dog bite caused lasting emotional trauma and scarring to teenager).
See Gretchen Brown, “4-year-old Minnesota girl wins settlement in dog bite case,” West Central Tribune (March 11, 2016) ($150,000 settlement for child in face and neck and suffered permanent scarring).